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When venturing into the world of property auctions, one of the first hurdles many buyers face is understanding how auction finance works – and in particular, how interest rates can affect your bidding power. In this guide, we explore the ins and outs of auction finance interest rates, providing you with educational insights to help you make informed decisions. Remember, while we share valuable information, this article is purely educational and does not constitute legal advice.

What Is Auction Finance?

Auction finance is a specialised financial product designed to help buyers secure funds

Buying a property at auction can feel like stepping into a world full of excitement, potential bargains, and yes, a few uncertainties. Many buyers find themselves asking: Can you use a standard mortgage for auction purchases? In this article, we’ll explore this question in depth, discussing how standard mortgages work, the challenges of auction finance, and some practical tips to help you navigate the process. We’ll also touch on alternative finance options and share real-life insights from industry experiences. Remember, this article is strictly educational and should not be taken as legal

Imagine walking into an auction where every bid holds the promise of a smart investment. When it comes to financing commercial properties, having a well-thought-out plan can turn potential challenges into golden opportunities. I've seen firsthand how proper preparation and understanding your options can ease the nerves and make the process feel more like a calculated adventure. In this article, we'll share practical insights, personal experiences, and down-to-earth tips to help you confidently navigate commercial property auction finance. Remember, this is all about education and sharing what

 

When the auction block is calling, every minute counts. Whether you’re a seasoned investor or a first-time bidder, securing auction finance quickly can be the difference between landing that dream property and watching it slip away. In this guide, we’ll break down the process of securing auction finance fast in the UK, offering educational insights, personal anecdotes, and actionable tips to help you navigate this competitive space with confidence.

Understanding Auction Finance

What Is Auction Finance?

Auction finance is a specialised form of funding designed to help buyers secure properties

 

Welcome to our in-depth guide on bridging loans and their role in property auction finance. In this article, we explore the pros and cons for auction purchases when using bridging finance, providing you with educational insights, practical tips, and real-life examples. Whether you're a seasoned investor or a first-time bidder, we aim to empower you to make informed decisions when stepping into the fast-paced auction market.

 

Understanding Bridging Loans

Bridging loans are short-term finance options designed to help you secure funds quickly for purchasing a property at auction. They essentially

Houses, flats, mixed use properties and land across Essex are coming up for auction next month.

They are among is among 168 lots in the latest auction being held by one of the top five property auctioneers in the UK, Clive Emson Land and Property Auctioneers which ends on Thursday 1 May.

An extended end-terrace house needing improvement in Purfleet-on-Thames, three-bedroom 51 Joslin Road is offered jointly with Northwood with a freehold guide price of £240,000 to £260,000 with vacant possession. (Pictured).

the image shows an end of terrace brown brick house at the end of a road. There are 3 sets of white framed windows on the first floor and a door partially covered by foliage on the ground floor. The property has a pavement and road frontage and is attached to a white mid terrace house. There is a brown brick wall along the right side of the image and a green waste bin on the pavement. The sky is blue.

 

Regional Director & Auctioneer Paul Bridgeman said: “The house is in need of improvement

Mine’s a double – two pubs in Crediton at auction

Two pubs in the Crediton area are going under the hammer at auction - the Cross Hotel at Copplestone and the White Hart Hotel in Bow.  (THURS MAY 1)

They are among 167 lots in the third sale of 2025 being held by one of the top five property auctioneers in the UK, Clive Emson Land and Property Auctioneers.

The Cross Hotel is in a dilapidated condition but has planning permission for conversion of part of the site into three residential properties. It has a freehold guide price of £100,000 plus.

the image showsa dilapidated grey stone building in the middle right with a white building under a grey pitched rood to the left. There is a road in the bottom half of the image with a DISABLED marking in white. The sky is blue with some white clouds. The property us a former hotel requiring renovation and is for auction on 1st May with Clive Emson Auctioneers.

Auction Appraiser Steve Appleby said: “While the main

An architecturally designed house in Ventnor on the Isle of Wight, with uninterrupted views of the English Channel is to be auctioned with a guide price of £195,000-plus.  

The unique property, called Moonshine, is among 167 lots listed by Clive Emson Auctioneers across southern England in the firm’s auction which ends on 1 May.

the images shows a modern building on two floors, for auction on 1st May with Clive Emson. The property in Ventnor and the first floor comprises floor to ceiling windows and a curved roof. There is a small patch of grass in front.

 

James Emson, Managing Director, said: “We’ve received scores of instructions from clients to sell all manner of property and land, including Moonshine with its distinctive copper curved roof and open-plan living space.

“Unfortunately, in common with the other properties

Hel’s belles

A former school now used as flats in Helston and a historic former chapel are going under the auctioneer’s gavel at £325,000 plus. 

The ‘substantial’ apartment property in Church Street is fully let on six tenancies, generating a total of £39,450 per annum. Each of the six self-contained flats has its own external access point.

The block is among 167 lots in the third sale of 2025 by one of the top five property auctioneers in the UK, Clive Emson Land and Property Auctioneers.

Auctioneer David Henwood said: “This is a substantial terraced building situated close to Helston town centre

The two largest lots selling at the Acuitus March auction vividly demonstrated investors’ diverse appetite for returns.

A mixed-use residential and retail investment in Enfield, North London producing annual income of £179,964 sold for £2.4m at a yield of 7.04%, while a retail parade in the Welsh town of Barry with current income of £373,550 sold for £2.43m at a yield of 14.45%.

David Margolis of Acuitus comments: “Given that these assets sold for almost the same price, they illustrate the current diversity of investor appetite.

“This is a positive signal for sellers and demonstrates our ability

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